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Our Approach

Our Experience

Each company is unique. One-size-fits-all approaches will never help your business reach its full potential. We deliver custom solutions, tailored to you – your industry, your culture, your one-of-a-kind challenges. Our professionals are some of the industries leading experts in their field with an average of 25 years experience.

Our Story


We are not bound by convention and look to challenge the status quo in a constructive manner. Our solutions are pragmatic based on years of experience and will be delivered on time and in budget.  I like to think of us as your Trusted Adviser.

Meet the Team

Whatever captive or risk financing issue you face, the Cutts-Watson Consulting team would be delighted to listen to your story.

Malcolm Cutts-Watson

Founder & Managing Director

A seasoned captive practitioner and  consultant, Malcolm has gathered vast experience over 32 years working in different domiciles and advising companies and regulatory bodies across the world.

Niall Lucas

Chief Operating Officer

20 years’ experience in the insurance & finance industry, primarily within statistics, underwriting, claims, captive management, operational risk management, consulting and accounting.

Paul Wakefield


Longstanding experience in on & offshore environments most recently as a Non Executive Director with a London market insurance Company. Experienced in feasibility studies, regulatory matters and the set up of insurance subsidiaries for global multi national corporations.

Graham Powell


Graham has spent over 35 years working in the captive industry.  He has a wealth of experience in all aspects of a captive’s life cycle including feasibility, formation, management, revalidation and de-risking.

Conor Jennings


Conor Jennings FCII, FIRM, TEP is an insurance and risk management professional of many years’ experience. He has lived and worked in Ireland, UK, Asia, Guernsey, BVI and more recently in the Cayman Islands.

Ashley Paxton


Guernsey based chartered accountant with c30 years’ experience spent in practice.

What our team can do

More interested in finding out what solutions our team can offer, take a look through our service offerings.....

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